e‑flow is a conceptual design challenge where I explored how a modern, digital‑first banking experience could look and feel for young professionals. The goal was to create a sleek, clean, and intuitive interface that simplifies money management. I focused on mapping clear user flows, reducing friction in key tasks, and building a visual system that balances bold colour accents with generous white space. Through wireframes, UI exploration, and interaction design, this concept demonstrates how thoughtful UX and modern aesthetics can transform everyday banking into a calm, effortless experience